This product targets office-based professionals with less than $5,000,000 annual revenue.

Risks With Highest Hit Ratio!

• Gross annual revenue up to $2,000,000.
• No errors and omissions claims or incidents in the past 5 years.
• At least 3 years in operation or 3 years of related experience.
• The following classes of business:

• Billing service
• Insurance risk manager
• Process server
• Bookkeeper
• Mailing service
• Public relations consultant
• Claims adjuster
• Management consultant
• >Resume service
• Employment agency

Marketing consultant
• Seminar conductor
• Event planner
• Meeting planner
• Tax preparer
• Executive search
• Mortgage broker
• Training specialist consultant
• Notary
• Fund raising service
• Human resources consultant

Eligible Risks With Next Highest Hit Ratio!

• 1 or 2 errors and omissions claims or incidents in the past 5 years.
• The following classes of business:

• Answering service
• Energy consultant
• OSHA inspector
• Audio/visual consultant
• Exhibit designer
• Paralegal
• Audit service
• Expert witness
• Photographer
• Caterer
• Graphic designer
• Private investigator
• Compliance consultant
• Insurance inspector
• Safety inspector

• Cost containment consultant
• Interior designer
• Speech therapist
• Courier/messenger service
• Interpreters/translators
• Telecommunications consultant
• Court reporter
• Librarian
• Testing service
• Document destruction service
• Lighting design consultant
• Travel agent
• Education/guidance counselor
• Mediator
• Medical transcriptionist

Product Advantages

• A++ rated carrier.
• Defense outside the limit.
• Duty to defend.
• Personal Injury coverage for most classes.
• Full prior acts coverage available.
• Ability to provide general liability and/or property coverage separately with other JHA markets.
• Optional fair housing coverage for mortgage brokers.

Program Limits & Retentions

• Up to $5,000,000.
• Retention's start at $1,000.