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Personal Lines

HO-3:
  • Values $300,000 to $20,000,000 +
  • ISO forms, endorsements and more
  • Competitive rating programs
  • Statewide availability - Coastal and Inland
  • Primary/Secondary/Corporate or Trust-owned/Tenant-occupied residences
  • Builders Risk for new or renovation exposures
  • Automatically includes 10% Law/Ordinance coverage - Additional 15% available
  • $1,000,000 CSL CPL available
  • $10,000 Medical Payments available
  • Replacement cost on building and contents
  • Frame and/or masonry construction
  • Wind coverage available
  • Wind coverage available in wind-pool areas
  • Rating credits for excluding Wind/Hail
  • Higher deductibles available - AOP and Wind/Hail
  • Multiple programs available with A++ rated domestic and/or London markets


HO-6:
  • Values - (A&A) $5,000 to $1,500,000+: (Contents) - $10,000 to $1,500,000+
  • ISO Forms, endorsements and more
  • Statewide availability - Coastal and Inland
  • Primary/Secondary/Corporate or Trust owned/Tenant Occupied/Builders Risk
  • $100,000 Loss Assessment available
  • $1,000,000 CSL CPL available
  • $10,000 medical payments available
  • Special Form Additions and Alterations
  • Replacement Cost on Additions and Alterations as well as Contents
  • Wind Coverage available in Wind-pool areas - JHA Exclusive Program
  • Special Form contents, Personal Injury and more available
  • Water Backup available
  • A++ rated domestic and/or London markets


WE PROVIDE;
  • 24 hour quoting and binding
  • 12.5% Commission
  • Special Binder Service for those last-minute closing dates
  • Minimum premium $250 plus fees and taxes
  • Prompt and competent claims handling
  • Special catastrophe service
  • Additional coverages or products available for:
Excess Auto, Excess CPL, Watercraft, Jet-Skis, Personal Umbrellas, Jewelry/Fine Art Floaters, Excess limits for property and liability, Excess Flood, Wind Deductible Buy-Backs and Golf Carts.


VIEW JHA'S EXCLUSIVE HO-3 "ULTIMATE PLUS" PROGRAM FOR EX-WIND BUSINESS.

Place your important clients with real people and a wholesaler who really cares.

Need More Information? Call Us Today!
New submissions can be e-mailed to submissions@jhassoc.com