Our Policy Provides:

• No Intentional Acts Exclusion.
• Named Peril coverage for employment claims arising out of Company Internet and Email.
• Wrongful Employment Act definition expanded to include: Demotion, Failure to Promote, Retaliation, Wrongful Discipline, Negligent, Evaluation/Training/Supervision, Workplace Harassment, Employment Related Misrepresentation
• Policy is non-cancelable except for non-payment of premium.
• Extension of Coverage for the Lawful Spouse.

Additional Advantages

• Unlimited Defense Costs outside the limit of liability. (Subject to minimum limit of $500,000).
• FREE Employment Hot Line with limited number of calls and NO time limits.
• Optional Third Party Discrimination and Sexual Harassment.
• A.M. Best rated A++ Carrier.
• $1,000 minimum premium for $1,000,000 limit.