This product is designed for primary coverage for an insured or tenant occupied one, two, three or four family dwelling.

Risks With Highest Hit Ratio!

• Coverage for 1-4 family dwellings.
• Seasonal/Secondary dwellings, condominium unit owners, mobile home owners, and tenants of multiple unit buildings.
• Dwellings under renovation or construction, which can be completed in twelve (12) months, where the insured is not the general contractor.
• Trusts, Estates, Limited Partnerships, and Family Partnerships may be written as a named insured.
• Risks written in the name of an LLC or Corporation.
• High Profile Personalities, such as entertainers, professional athletes, politicians, etc.

Eligible Risks With Next Highest Hit Ratio!

• Home Child Care Services operated by the insured in the insured residence up to 12 children considered.
• Incidental in-home business activities such as private schools with up to 4 students, photography studios, or other office type businesses operated by the insured in the insured residence.
• Insured Occupied or farm location leased to others up to 125 acres considered.
• Prior liability losses in excess of $2,500 or any open liability loss considered upon submission.

Product Advantages

• A++ rated carrier.
• Personal injury included in basic policy.
• Ability to quote and bind up to $1,000,000.

Program Limits

• Up to $1,000,000 and $5,000 med pay.