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Commercial Lines
Commercial Umbrella
This product targets low to medium hazard, premises-driven accounts. Ask our underwriter if you have any questions relating to Hazard Group level.
Risks With Highest Hit Ration!
- Attachment point of $1,000,000 for all coverage's.
- For Auto Exposures - no more than 10 units and no livery operatioins.
- Self-Insured Retention of $10,000 - May be removed for $50. Flat Charge.
- No primary loss/claim incurred in the past three (3) years over $10,000 on the lines of business we are requested to cover.
Risks With Next Highest Hit Ratio!
Includes all of the above characteristics except where amended below -
- Minimum attachment point of $500,000 for all coverage's (some classes may require a $1,000,000 attachment point)
- For Auto Exposures - no more that 25 units and no more than 15 livery units.
- No primary loss/claim incurred in the past three (3) years over $100,000 on the lines of business we are requested to cover.
Product Advantages
- A++ rated carrier.
- Ability to remove the Self-Insured Retention for a Flat Charge.
- Competitive Minimum Premiums.
- Ability to consider coverage at an attachment point of $500,000 for all underlying coverage's.
- Ability to consider coverage over underlying carriers rated B+ or better.
Available Limits
- Up to $5,000,000.