This product targets not-for-profit companies with less than 200 employees.
Fewer than 50 employees and less than $5,000,000 in annual revenue. No directors and officers, employment practices, 3rd party discrimination or 3rd party sexual The following classes of business:
Economic development corp.PreschoolEnvironmental group*ScoutingExhibition (auto show, fair, festival)Social servicesFood bankSwim/tennis clubFoundationTrade assoc.Handicapped serviceUnited Way chapterHistorical society/preservationVisitors/tourist bureauHomeless shelterWater districtHuman societyYMCA/YWCALibraryYouth sports assoc.Membership organizationZoo FacilityMuseumPerforming arts
51 to 200 employees. Annual revenues greater than $5,000,000. 1 or 2 directors and officers or employment practices claims or incidents in the past 5 years. The following classes of business:
A++ rated carrier. Separate Limits of Liability for D & O and EPL claims. (Note: EPL is an optional coverage which Defense outside the limit. Unlimited extended reporting period for former directors and officers. Third party sexual harassment and third party discrimination coverage. Punitive damages, where insurable by law, included automatically. Duty to defend. Full prior acts coverage. Optional fiduciary liability coverage.
Up to $5,000,000 for D&O and EPL providing that the EPL limit may not exceed the D&O limit. Retention's start at $0.
