This product targets condominium and homeowners associations up to 1,000 units.

Risks With Highest Hit Ratio!

   Up to 500 units.
   100% of the total number of units have been sold.
   Average unit values under $500,000.
   At least 3 years in operation.
   Up to 10 employees.
   No directors and officers, employment practices, 3rd party discrimination or 3rd party sexual    The following classes:.

Eligible Risks With Next Highest Hit Ratio!

Includes all of the above characteristics except where amended below -

   501 - 1,000 units.
   At least 70% of the total number of units have been sold.
   Average unit values $500,000 to $1,000,000.
   Less than 3 years in operation.
   Over 10 employees.
   Associations that have had an election challenged in the past 5 years.
   1 or 2 directors and officers or employment practices claims or known incidents that may lead    The following classes:

Product Advantages

   A++ rated carrier.
   Employment practices liability coverage provided for no additional premium for associations    Defense costs outside the limit of liability.
   Unlimited extended reporting period for former directors & officers.
   No breach of contract exclusion.
   Automatic Additional Insured coverage for the property manager.
   Punitive damages, where insurable by law, included automatically.
   Duty to defend.
   Full prior acts coverage.

Program Limits & Retentions

   Limits up to $5,000,000.
   Retentions start at $2,500.