PERSONAL LINES DWELLING PROGRAMS

HO-3:
Values $250,000 to $20,000,000 +
ISO forms, endorsements and more
Competitive rating programs
Statewide availability - Coastal and Inland
Primary/Secondary/Corporate or Trust-owned/Tenant-occupied residences
Builders Risk for new or renovation exposures
Includes 10% Law/Ordinance coverage free - Additional 15% available
$1,000,000 CSL CPL available
$10,000 Medical Payments available
Replacement cost on building and contents
Frame and/or masonry construction
Wind coverage often available
Rating credits for excluding Wind/Hail
Higher deductibles available - AOP and Wind/Hail
Multiple programs available with A++ rated domestic and/or London markets


HO-6:
Values - (A&A) $5,000 to $1,500,000+: (Contents) - $10,000 to $1,500,000+
ISO Forms, endorsements and more
Statewide availability - Coastal and Inland
Primary/Secondary/Corporate or Trust owned/Tenant Occupied/Builders Risk
$100,000 Loss Assessment available
$1,000,000 CSL CPL available
$10,000 medical payments available
Special Form additions and alterations
Replacement cost on Additions and Alterations as well as Contents
Wind Coverage available in Wind-pool areas - JHA Exclusive Program
Special Form contents, Personal Injury and more available
Water Backup available
A++ rated domestic and/or London markets


WE PROVIDE;
24 hour quoting and binding
10% Commission
Special Binder Service for those last-minute closing dates
Minimum premium $250 plus fees and taxes
Prompt and competent claims handling
Special catastrophe service
Additional coverage's or products available for:
Excess Auto, Excess CPL, Watercraft, Jet-Skis, Personal Umbrellas, Jewelry/Fine Art Floaters, Excess limits for property and liability, Excess Flood, Wind Deductible Buy-Backs and Golf Carts.


VIEW JHA'S EXCLUSIVE HO-3 "ULTIMATE PLUS" PROGRAM FOR EX-WIND BUSINESS.

Place your important clients with real people and a wholesaler who really cares.

Need More Information? Call Us Today!


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