PERSONAL LINES


Comprehensive Personal Liability Product


This product is designed for primary coverage for an insured or tenant occupied one, two, three or four family dwelling.

Risks With Highest Hit Ratio!


   Coverage for 1-4 family dwellings.
   Seasonal/Secondary dwellings, condominium unit owners, mobile home owners, and tenants of
multiple unit buildings.
   Dwellings under renovation or construction, which can be completed in twelve (12) months,
where the insured is not the general contractor.
   Trusts, Estates, Limited Partnerships, and Family Partnerships may be written as a named
insured.
   Risks written in the name of an LLC or Corporation.
   High Profile Personalities, such as entertainers, professional athletes, politicians, etc.

Eligible Risks With Next Highest Hit Ratio!


Includes all of the above characteristics except where amended below -

   Home Child Care Services operated by the insured in the insured residence up to 12 children
considered.
   Incidental in-home business activities such as private schools with up to 4 students,
photography studios, or other office type businesses operated by the insured in the insured residence.
   Insured Occupied or farm location leased to others up to 125 acres considered.
   Prior liability losses in excess of $2,500 or any open liability loss considered upon submission.

Product Advantages


   A++ rated carrier.
   Personal injury included in basic policy.
   Ability to quote and bind up to $1,000,000.

Program Limits


   Up to $1,000,000 and $5,000 med pay.


Call Tonya To Discuss Your Risk Today!






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