We offer a Top Shelf product that can allow you to cross sell your account for all classes of business.

With a Complete Submission we can offer Same Day Quote.

   A.M Best Rated A++ Carrier.
   Limits up to $1,000,000.
   All classes of Small to Medium size risks.

MONOLINE LIQUOR LIABILITY

This product is designed to target small to mid-sized bars/taverns, restaurants, private clubs and retail stores that sell, serve or distribute alcohol.

Risks With Highest Hit Ratio!

   Annual alcohol sales of $500,000 or less.
   Closes by 2:00 AM on all nights.
   Formal Alcohol Awareness Training for alcohol-serving employees.
   No liquor-related losses in the past 5 years.
   No citations/violations in the past 5 years.
   No (or incidental) entertainment.
   Annual premium under $10,000.

Risks With Next Highest Hit Ration!

Includes all of the above characteristics except where amended below -

   Risks featuring entertainment.
   Annual alcohol sales greater than $500,000.
   Moderate Drink Specials or Happy Hours.
   No more than 2 losses (provided applicant has at least 5 years in business and has taken    No more than 2 citations/violations.
   Risks that close after 2:00 AM provided no special license is required.
   Miscellaneous operations (i.e., BYOB establishments, Off-premises caterers, Concessionaires,    Risks generating a premium over $10,000.

Product Advantages

   A++ rated carrier.
   No deductible.
   Assault & Battery Coverage available on most risks.
   Defense Costs are outside policy limits.
   Employees covered as an insured.

Available Limits

   Up to $3,000,000 occurrence/$3,000,000 aggregate on one primary policy.