No Intentional Acts Exclusion.
   Named Peril coverage for employment claims arising out of Company Internet and Email.
   Wrongful Employment Act definition expanded to include:
   Policy is non-cancelable except for non-payment of premium.
   Extension of Coverage for the Lawful Spouse.
   Unlimited Defense Costs outside the limit of liability. (Subject to minimum limit of $500,000).
   FREE Employment Hot Line with limited number of calls and NO time limits.
   Optional Third Party Discrimination and Sexual Harassment.
   A.M. Best rated A++ Carrier.
   $1,000 minimum premium for $1,000,000 limit.